Community Highlights
A quick view of what defines Clarksville.
Where can I see homes for sale in Clarksville, TN?
Every active Clarksville listing is in the feed below, pulled from the MLS. Save a search and new listings come to your inbox the day they hit the market. If you’re shopping from another duty station, text me at 615-392-1186 with your price, your report date and the gate you’ll use most, and I’ll send the ones worth seeing.
[LISTINGS BLOCK: city Clarksville, TN, residential, active. “View more listings” to the Clarksville city search. Form: “Send me the details.”]
When you’re ready to price the move, my buyer closing cost calculator runs the cash-to-close side, and my PCS to Middle Tennessee housing plan lays out the timeline.
What county is Clarksville, TN in?
Clarksville is in Montgomery County, Tennessee. The county trustee and the assessor of property both work out of 350 Pageant Lane in Clarksville. The Census Bureau puts the city’s land area at 99.40 square miles as of the 2020 census.
Fort Campbell itself is next door, and its main gate is across the state line. Gate 4, the TC Freeman Gate, sits in Christian County, Kentucky, about 10 miles from downtown Clarksville. For the rest of the county, start with my Montgomery County guide.
What are the ZIP codes in Clarksville, TN?
Clarksville has five ZIP codes, per the U.S. Postal Service’s city lookup on October 23, 2026. Three of them cover homes.
| ZIP code | USPS type |
|---|---|
| 37040 | Standard (homes) |
| 37042 | Standard (homes) |
| 37043 | Standard (homes) |
| 37041 | Post office boxes |
| 37044 | Unique (Austin Peay State University’s campus address uses it) |
Fort Campbell’s own ZIP code is 42223, a Kentucky ZIP. A ZIP code is a mail route, not a city line, so check the county property record before you count on the city tax line.
How far is Clarksville from Fort Campbell and Nashville?
Fort Campbell’s Gate 4 is about 10 miles and 19 minutes from downtown Clarksville without traffic, up US 41A. Downtown Nashville is about 48 miles and an hour, most of it on I-24. I routed every trip from Clarksville City Hall at One Public Square with OpenStreetMap routing (OSRM) on October 23, 2026.
| From Clarksville City Hall to | Distance | Time, no traffic |
|---|---|---|
| Fort Campbell Gate 4 (TC Freeman Gate), by US 41A | about 10.2 miles | about 19 minutes |
| Downtown Nashville (State Capitol), by I-24 | about 47.6 miles | about 61 minutes |
| Nashville International Airport (BNA) | about 55.6 miles | about 71 minutes |
| Downtown Franklin (Public Square) | about 68.3 miles | about 83 minutes |
Gate 4, Gate 7 and Gate 10 are open 24 hours a day, seven days a week, per Fort Campbell’s gate page as of October 23, 2026. Other gates keep shorter hours, and the Army notes that gate hours are subject to change. The Census Bureau’s 2020 to 2024 survey puts the average Clarksville commute at 27.0 minutes each way. Drive the route to your unit at the hour you’d drive it before you write an offer.
How much is BAH at Fort Campbell in 2026?
For 2026, Fort Campbell’s monthly BAH runs from $1,743 for an E-4 with dependents to $2,793 for an O-4 with dependents. Fort Campbell’s ZIP code, 42223, falls in the Fort Campbell, KY military housing area (KY106) in the Defense Travel Management Office’s rate lookup.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-4 | $1,743 | $1,470 |
| E-5 | $1,815 | $1,593 |
| E-6 | $2,100 | $1,671 |
| E-7 | $2,244 | $1,743 |
| E-8 | $2,400 | $1,878 |
| W-2 | $2,307 | $1,875 |
| O-1 | $1,857 | $1,668 |
| O-3 | $2,496 | $1,995 |
| O-4 | $2,793 | $2,250 |
DTMO sets BAH by your pay grade, your dependency status and your permanent duty station ZIP code, not the address of the house you buy. The house you pick doesn’t change the rate. How a lender counts it toward a mortgage is a separate question, and my guide to using your BAH to buy near Fort Campbell walks through it. Everything else I do for military and veteran buyers is on my veterans page.
Disclosure: BAH figures are the 2026 rates published by the Defense Travel Management Office for the Fort Campbell, KY housing area (KY106), read on October 23, 2026. BAH rates are set for each calendar year and depend on your pay grade, dependency status and duty station. I am a licensed Realtor (TREC 369038), not a lender or a military finance office. Confirm your own rate with DTMO or your finance office, and how a lender will count it, before you rely on a number.
What are property taxes in Clarksville, TN in 2026?
For 2026, Montgomery County’s rate is $2.10 and the City of Clarksville’s is $1.01 per $100 of assessed value, $3.11 combined inside the city, per the Montgomery County Assessor of Property. Homes outside the city limits pay the county rate only. Tennessee assesses a home at 25 percent of its appraised value.
| Rate (2026) | Per $100 of assessed value |
|---|---|
| Montgomery County | $2.10 |
| City of Clarksville | $1.01 |
| Inside the city, combined | $3.11 |
On a $350,000 home, the assessed value is $87,500. That’s about $1,838 a year in county tax, plus about $884 in city tax if the home is inside Clarksville, about $2,721 in all. The assessor’s office notes the county commission and city council set each year’s rates in July, so an estimate made earlier in the year uses the prior year’s rates.
Disclosure: Property tax figures are the county and city rates published for the year shown and are for planning only. Your actual bill depends on the assessed value, any exemptions and the city or district the home sits in. Confirm with the county assessor or trustee and your tax professional before you rely on a number.
What school district is Clarksville, TN in?
Every public school in Clarksville and Montgomery County is in the Clarksville-Montgomery County School System (CMCSS), which calls itself the seventh-largest district in Tennessee. CMCSS published its 2026-27 elementary and its middle and high school zone maps in July 2026, and it has an address lookup for zoning and bus information.
Students attend the school they’re zoned for. An exception takes a Special Request for Transfer approved by the district’s Student Services Department, and CMCSS announces an open enrollment window each January. Zones are drawn by address, not by subdivision. Send me the address and I’ll check it in the CMCSS lookup before you write an offer.
Is there new construction in Clarksville, TN?
Yes. As of October 23, 2026, Lennar lists two actively selling communities with a Clarksville address on its own website.
| Community | Builder | Homes | Builder-published price | Size |
|---|---|---|---|---|
| Ross Farms, 1027 Ross Farms Boulevard | Lennar | Single-family, Classic, Cambridge and Grandview collections | From the low $300s | 1,453 to 2,769 sq ft |
| The Oaks, 1321 English Oak Drive | Lennar | Single-family | From the mid $400s | 2,648 to 3,240 sq ft (four plans) |
Ross Farms geocodes inside the Clarksville city limits. Builder prices move weekly, and other builders sell in and around Clarksville too; I’ll pull the current list for the side of town you want.
The sales rep at the model works for the builder, and the contract is the builder’s. Some builders won’t pay a buyer’s agent who wasn’t registered with you at your first visit; Smith Douglas Homes, for one, says so in the fine print on its own site. Bring your agent on the first visit. For the builder specials I track each week, sign up for my builder offers. If you’re buying with a VA loan, it’s also worth knowing how assuming a VA loan works on a resale.
What does it cost to live in Clarksville, TN?
The Census Bureau’s 2020 to 2024 American Community Survey puts the median value of an owner-occupied home in Clarksville at $263,600, median monthly owner costs with a mortgage at $1,541, and median gross rent at $1,307. Those are survey estimates of what residents reported over five years, not today’s sale prices.
Tennessee has no state income tax on individuals. The Hall income tax, which only reached interest and dividends, was repealed for tax years starting January 1, 2021. Your bigger local costs are the property tax lines above and the price of the house itself. For today’s sale prices, I’ll pull the recent closed sales for the streets you like.
Is Clarksville, TN a good place to live?
It depends on what you need the house to do. Clarksville grew from 166,722 people in the 2020 census to an estimated 188,829 in 2025, and it sits next to Fort Campbell, home of the 101st Airborne Division (Air Assault), the 160th Special Operations Aviation Regiment (Airborne) and the 5th Special Forces Group.
Austin Peay State University’s main campus is downtown at 601 College Street, and the university also runs the Austin Peay Center at Fort Campbell. Dunbar Cave State Park, 401 Old Dunbar Cave Road, covers 140 acres, with trails year round and guided cave tours May through September.
Tell me your unit, your budget and what you want close by, and I’ll tell you which parts of Clarksville fit and which don’t.
For Dunbar Cave, the riverwalk, downtown and events, see my things to do in Clarksville guide.
Should you sell or rent your Clarksville home when you PCS?
It depends on your equity, your next assignment and whether you’d want to come back. Start with what the house is worth: my free home valuation begins with sold comps from your own area. Then weigh the two paths with my sell or rent guide and my guide to selling after PCS orders.
Schools In The Area
Frequently asked questions about Clarksville, TN
What county is Clarksville, TN in?
Clarksville is in Montgomery County, Tennessee. Fort Campbell’s main gate, Gate 4, is across the state line in Christian County, Kentucky, about 10 miles from downtown Clarksville.
What are the ZIP codes for Clarksville, TN?
Clarksville’s residential ZIP codes are 37040, 37042 and 37043. USPS also assigns 37041 to post office boxes and 37044 as a unique ZIP, which Austin Peay State University’s campus address uses. Fort Campbell’s own ZIP code is 42223, in Kentucky.
How far is Clarksville from Nashville?
About 48 miles and 61 minutes without traffic from Clarksville City Hall to the State Capitol, most of it on I-24, by OpenStreetMap routing on October 23, 2026. Nashville International Airport is about 56 miles and 71 minutes.
How far is Clarksville from Fort Campbell?
Gate 4, the TC Freeman Gate, is about 10 miles and 19 minutes from Clarksville City Hall without traffic, up US 41A. Gate 4 is open 24 hours a day, seven days a week, per Fort Campbell’s gate page as of October 2026.
What is the 2026 BAH for Fort Campbell?
For 2026, Fort Campbell’s BAH (housing area KY106) is $1,743 a month for an E-4 with dependents, $1,815 for an E-5, $2,100 for an E-6, $2,244 for an E-7, $2,496 for an O-3 and $2,793 for an O-4, per the Defense Travel Management Office. Rates are set for each calendar year.
What are property taxes in Clarksville, TN?
For 2026, Montgomery County’s rate is $2.10 and the City of Clarksville’s is $1.01 per $100 of assessed value, $3.11 combined inside the city. Homes are assessed at 25 percent of appraised value, so a $350,000 home inside the city pays about $2,721 a year, and one outside the city pays about $1,838.
What school district is Clarksville, TN in?
The Clarksville-Montgomery County School System (CMCSS) runs every public school in Clarksville and Montgomery County. Students attend their zoned school, and CMCSS has an address lookup and 2026-27 zone maps on its site.
Is there new construction in Clarksville, TN?
Yes. As of October 23, 2026, Lennar lists Ross Farms, from the low $300s, and The Oaks, from the mid $400s, as actively selling communities with a Clarksville address.
BAH figures are the 2026 rates published by the Defense Travel Management Office for the Fort Campbell, KY housing area (KY106), read on October 23, 2026. BAH rates are set for each calendar year and depend on your pay grade, dependency status and duty station. I am a licensed Realtor (TREC 369038), not a lender or a military finance office. Confirm your own rate with DTMO or your finance office, and how a lender will count it, before you rely on a number.
Property tax figures are the county and city rates published for the year shown and are for planning only. Your actual bill depends on the assessed value, any exemptions and the city or district the home sits in. Confirm with the county assessor or trustee and your tax professional before you rely on a number.
Middle Tennessee Guides and Advice
More of my guides for buying and selling nearby.
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