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Nashville, TN Homes for Sale and Davidson County Guide for 2026

Davidson County and the consolidated Metro government, USD and GSD tax rates, schools by address

Quick answer (as of October 2026) Nashville and Davidson County have shared one consolidated government, the Metropolitan Government of Nashville and Davidson County, since April 1, 1963. The Census Bureau estimates 745,904 people lived in Davidson County on July 1, 2025. USPS lists 23 standard ZIP codes under the Nashville name, plus post office box and single-recipient codes. For 2026, every home in the county pays Metro's General Services District rate of $2.782 per $100 of assessed value, and a home inside the Urban Services District pays $2.814. Public schools are Metro Nashville Public Schools, zoned by address.

Property tax figures are the county and city rates published for the year shown and are for planning only. Your actual bill depends on the assessed value, any exemptions and the city or district the home sits in. Confirm with the county assessor or trustee and your tax professional before you rely on a number.

You're looking at homes for sale in Nashville, and every listing site shows the same thing: a Nashville address. That address won't tell you which of Metro's two tax districts the house is in, whether it sits inside one of the small cities that add their own tax, or which school it's zoned for. Those things change what the house costs you to own, and I check them on every address before you write an offer.

I've been selling real estate since 2013 and I've been part of more than 500 transactions. I've been investing in real estate since 2005, so I read a tax bill the way an owner does. I live in Thompson's Station, about 30 miles south of the State Capitol, and I help buyers and sellers across Davidson County. DM me, text or call 615-392-1186 and tell me what you're looking for.

Community Highlights

A quick view of what defines Nashville.

Metro Nashville and Davidson County, consolidated 1963
745,904 in Davidson County (Census estimate, July 2025)
503.70 square miles
$2.782 GSD, $2.814 USD

Where can I see homes for sale in Nashville, TN?

Every active Nashville listing is in the feed below, pulled from the MLS. Save a search and new listings come to your inbox the day they hit the market. If you’d rather skip the scrolling, text me at 615-392-1186 with your price, size and the part of town you want, and I’ll send the ones worth seeing.

A downtown condo, a house in Bellevue and a townhome in Antioch can all show up in the same “Nashville” search, so narrow it by neighborhood first. The neighborhood guides further down this page are a good place to start.

[LISTINGS BLOCK: city Nashville, TN, residential, active. “View more listings” to the Nashville city search. Form: “Send me the details.”]

When you’re ready to price the move, my buyer closing cost calculator runs the cash-to-close side.

What county is Nashville, TN in?

Nashville is in Davidson County, and since April 1, 1963 the city and county have been one government. Voters approved the Metro Charter on June 28, 1962, and Metro’s own history page says Nashville was the first city in the country to achieve true consolidation. The Census Bureau puts Davidson County’s land area at 503.70 square miles.

Six small incorporated cities sit inside the county: Belle Meade, Berry Hill, Forest Hills, Goodlettsville, Oak Hill and Ridgetop, per the Davidson County Assessor of Property. They provide some of their own services and are still part of Metro. Everything else, including Antioch, Bellevue, Hermitage and Madison, is Metro Nashville with no separate city government.

For the rest of the county, start with my Davidson County guide.

Looking at 55+ communities? My guide to 55+ communities in Middle Tennessee covers the Nashville-area communities in Hermitage, Antioch, Mt. Juliet and Lebanon, with each community’s age rule in its own words.

What are the ZIP codes in Nashville, TN?

USPS lists 39 ZIP codes under the Nashville name, per its city lookup on October 25, 2026. Twenty-three of them are standard delivery codes, where homes are.

ZIP type (USPS) Nashville ZIP codes
Standard (23) 37201, 37203, 37204, 37205, 37206, 37207, 37208, 37209, 37210, 37211, 37212, 37213, 37214, 37215, 37216, 37217, 37218, 37219, 37220, 37221, 37228, 37232, 37238
Post office box (7) 37202, 37222, 37224, 37227, 37229, 37230, 37244
Unique, a single large mail recipient (9) 37234, 37235, 37236, 37240, 37241, 37242, 37243, 37246, 37250

Several Davidson County communities have their own USPS place names: Antioch is 37013 (37011 for post office boxes), Hermitage is 37076, and Madison is 37115 (37116 for post office boxes). USPS also accepts Bellevue as a name for 37221.

A ZIP code is a mail route, not a county or tax line. Part of 37076 reaches into Wilson County and part of 37221 reaches into Williamson County, per the Census Bureau’s 2020 ZIP code to county file. Use the ZIP to search and the property record to decide.

What are property taxes in Nashville, TN in 2026?

For 2026, Metro’s General Services District (GSD) rate is $2.782 per $100 of assessed value, and every home in Davidson County pays it. Homes inside the Urban Services District (USD) pay another $0.032, for $2.814. The Metro Council set both in Ordinance BL2026-1378, passed on third reading June 16, 2026, the same rates as last year. Tennessee assesses a home at 25 percent of its appraised value.

Rate (2026) Per $100 of assessed value Source
General Services District (whole county) $2.782 Ordinance BL2026-1378
Urban Services District levy, added on top $0.032 Ordinance BL2026-1378
Inside the USD, combined $2.814 Metro Trustee

On a $400,000 home, the assessed value is $100,000. That’s about $2,782 a year in the GSD and about $2,814 inside the USD.

The USD pays for added services such as garbage pickup, street lights and sidewalks, per the Assessor of Property. A home in Belle Meade, Berry Hill, Forest Hills, Goodlettsville, Oak Hill or Ridgetop pays the GSD rate plus that city’s own rate, if it has one. Which district applies is set by the address, and your assessment notice shows it in the “Tax Jurisdiction” box. Metro’s Parcel Viewer shows it for any parcel.

Disclosure: Property tax figures are the county and city rates published for the year shown and are for planning only. Your actual bill depends on the assessed value, any exemptions and the city or district the home sits in. Confirm with the county assessor or trustee and your tax professional before you rely on a number.

What school district is Nashville, TN in?

Nashville’s public schools are Metro Nashville Public Schools (MNPS). MNPS says it has 160 schools from pre-K through 12th grade and 12 zoned high schools. Your zoned school is set by your address, not by the subdivision or neighborhood name.

  1. Enter the address in the MNPS Zone Finder at zonefinder.mnps.org for the zoned elementary, middle and high school.
  2. Look at the cluster map for that high school on the MNPS District Maps page to see the schools that feed into it.
  3. If you want a school outside your zone, MNPS runs a School Options application for optional and participating charter schools.

Send me the address and I’ll run it through the Zone Finder before you write an offer.

How far is Nashville from Franklin, Thompson’s Station and the airport?

From the State Capitol downtown, Nashville International Airport is about 11 miles and 19 minutes, Franklin is about 22 miles and 28 minutes, and Thompson’s Station is about 30 miles and 38 minutes, without traffic. Times are from OpenStreetMap routing (OSRM) as of October 2026.

From the Tennessee State Capitol to Distance Time, no traffic Main roads
Nashville International Airport (BNA) about 10.6 miles about 19 minutes I-24, I-40
Downtown Franklin (Public Square) about 21.8 miles about 28 minutes I-65
Thompson’s Station (Fountain View Boulevard, near the town offices) about 29.7 miles about 38 minutes I-65, Columbia Pike

Those are free-flow numbers. The Census Bureau’s 2020 to 2024 survey puts the average Davidson County commute at 24.7 minutes each way. Drive your real commute at the hour you’d drive it before you write an offer.

If you’re weighing Nashville against the towns south of it, I live in Thompson’s Station, at the far end of that I-65 drive. My Franklin to Nashville drive guide and my Thompson’s Station vs Nashville comparison go deeper.

Which Davidson County neighborhoods have their own guides?

Six do, and each one covers the ZIP code, tax district, schools and drive times for that part of the county. Four are communities inside Metro with no city government of their own, and two are small incorporated cities.

Antioch

Antioch is a Metro Nashville community in the southeast part of the county along I-24, ZIP 37013. Metro Planning covers it in its Antioch/Priest Lake and Southeast community plans. See my Antioch guide.

Bellevue

Bellevue is a Metro Nashville community southwest of downtown, ZIP 37221, with Edwin Warner and Percy Warner parks and the Harpeth River. See my Bellevue guide.

Hermitage

Hermitage is a Metro Nashville community east of downtown, ZIP 37076, in Metro Planning’s Donelson/Hermitage/Old Hickory community plan. See my Hermitage guide.

Madison

Madison is a Metro Nashville community northeast of downtown, ZIP 37115, with its own Metro Planning community plan. See my Madison guide.

Belle Meade

Belle Meade is one of the six small cities inside Davidson County, southwest of downtown. It kept its own charter when Metro formed, and its homes pay the GSD rate plus Belle Meade’s own city rate. See my Belle Meade guide.

Berry Hill

Berry Hill is another of the six small cities, just south of downtown, and it also kept its charter in 1963. Homes there pay the GSD rate plus Berry Hill’s own rate, if any. See my Berry Hill guide.

What does it cost to live in Nashville, TN?

The Census Bureau’s 2020 to 2024 American Community Survey puts the median value of an owner-occupied home in Davidson County at $417,400, median monthly owner costs with a mortgage at $1,910, and median gross rent at $1,582. Those are survey estimates of what residents reported over five years, not today’s sale prices.

Tennessee has no state income tax on individuals. The Hall income tax, which only reached interest and dividends, was repealed for tax periods beginning January 1, 2021, per the Tennessee Department of Revenue. Your bigger local costs are the property tax lines above and the price of the house itself. For today’s sale prices, I’ll pull the recent closed sales for the streets you like.

What should I check before buying a home in Nashville?

Check the tax district, the school zone and the flood map for the exact address. All three are public, and all three follow the address, not the neighborhood name.

  1. Look up the parcel in Metro’s Parcel Viewer for the tax district (GSD, USD or one of the six small cities), the zoning and the assessment.
  2. Run the address through the MNPS Zone Finder for the zoned schools.
  3. Check the address on FEMA’s Flood Map Service Center, especially near the Cumberland River, the Harpeth River and the creeks that feed them.
  4. Drive the commute at the hour you’d drive it, in both directions.

I do all four on every Nashville address before you write an offer.

Moving here from out of town? My moving to Nashville guide covers the taxes, the drive, license and tag deadlines and utilities, and my Nashville suburbs guide compares 13 towns around the city.

Thinking about selling your Nashville home?

Your home’s value comes from recent sales near you, not a countywide number. My free home valuation starts with sold comps from your own neighborhood, and I’ll show you which tax district your buyers will see on the parcel record.

Schools In The Area

Public schools around Nashville. Confirm any address with the school district.

Around The Area

Top rated businesses around Nashville.

Frequently asked questions about Nashville, TN

What county is Nashville, TN in?

Nashville is in Davidson County, Tennessee. The city and county have been one government, the Metropolitan Government of Nashville and Davidson County, since April 1, 1963.

Is Nashville the same as Davidson County?

Mostly, yes. Metro governs all of Davidson County. Six small incorporated cities, Belle Meade, Berry Hill, Forest Hills, Goodlettsville, Oak Hill and Ridgetop, have their own city governments and can add their own tax rates, but they are still part of Metro. Antioch, Bellevue, Hermitage and Madison are Metro Nashville communities, not separate cities.

What are the ZIP codes in Nashville, TN?

USPS lists 23 standard ZIP codes under the Nashville name: 37201, 37203 to 37221, 37228, 37232 and 37238, plus post office box and single-recipient codes. Antioch is 37013, Hermitage is 37076 and Madison is 37115.

What are property taxes in Nashville, TN in 2026?

For 2026, every home in Davidson County pays Metro’s General Services District rate of $2.782 per $100 of assessed value, and homes inside the Urban Services District pay $2.814. Homes are assessed at 25 percent of appraised value, so a $400,000 home pays about $2,782 a year in the GSD and about $2,814 in the USD.

What school district is Nashville, TN in?

Metro Nashville Public Schools, with 160 schools from pre-K through 12th grade and 12 zoned high schools. Zones are set by address; check any address in the MNPS Zone Finder.

How far is Nashville from Franklin and Thompson’s Station?

From the State Capitol, downtown Franklin is about 22 miles and 28 minutes on I-65 without traffic, and Thompson’s Station is about 30 miles and 38 minutes, by OpenStreetMap routing as of October 2026. The airport is about 11 miles and 19 minutes.

Does Tennessee have a state income tax?

No. Tennessee has no state income tax on individuals. The Hall income tax on interest and dividends was repealed for tax periods beginning January 1, 2021.

Property tax figures are the county and city rates published for the year shown and are for planning only. Your actual bill depends on the assessed value, any exemptions and the city or district the home sits in. Confirm with the county assessor or trustee and your tax professional before you rely on a number.

Let's find your place in Nashville

I check the tax district, the school zone and the flood map on every Nashville address before you write an offer. Tell me what you're looking for, and I'll send the homes that fit. DM me, text or call 615-392-1186.

Nashville

Tell me what you're looking for, and let’s make it happen.

Middle Tennessee Guides and Advice

More of my guides for buying and selling nearby.

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