55+ Communities in Middle Tennessee: A Town-by-Town Guide for 2026

Listing sites tag a lot of Middle Tennessee neighborhoods as 55+. Some of those tags are right. Others are years out of date or come from marketing copy with no rule behind it. Every community on this page has its age rule stated by its builder, its developer, its HOA, a recorded declaration or a city record, quoted in their words and dated.

I live in Canterbury in Thompson's Station, between Franklin and Spring Hill. If you're buying or selling in any community on this page, DM me, text or call 615-392-1186.

What are the 55+ communities in Franklin, TN?

As of October 2026, Westhaven's active adult section is the 55+ community in Franklin with its age rule published by the developer. It's inside Franklin city limits in Williamson County, new homes are selling now, and Astor Club & Residences, an age-restricted rental building in the same section, is slated to finish by fall 2027.

Westhaven active adult section and Astor Club & Residences

• Where: Westhaven, Franklin, Williamson County. Inside Franklin city limits; county property records list every Westhaven parcel in the City of Franklin.
• Age rule, as the developer states it: Westhaven's own site calls the section "55+ living." Southern Land Company describes Astor Club & Residences as "a new age-restricted, fully serviced rental community for those ages 55 and better."
• Developer and builder: Southern Land Company. The for-sale homes are built by SLC Homes, the company's in-house builder.
• Homes: "a mix of 146 for-sale single-family homes, paired villas, and townhomes" planned, per Southern Land's April 2025 release. The developer says lawn maintenance is provided for all homes in the section, with full exterior maintenance for the townhomes and villas. Astor adds 211 rental residences in three buildings.
• Amenities the developer lists: every resident of the active adult section gets Astor Club membership. The developer says the club will have a library and music room, indoor and outdoor pools and hot tubs, a cold plunge, pickleball courts, bocce, a salon, a theater and a golf simulator, alongside the rest of Westhaven's amenities.
• Status (read October 26, 2026): selling now. Westhaven's site lists active adult homes for sale. Astor: under construction, completion slated for fall 2027.

Other Franklin neighborhoods show up as 55+ on listing sites. Their age rules aren't confirmed by a builder, HOA, recorded or city document as of October 2026, so they're left off this list. If you're looking at one, get the recorded declaration before you write an offer, and I'll read it with you.

For the rest of Westhaven, see my Westhaven homes and HOA guide. For the whole city, start with my Franklin, TN homes for sale guide, and for the higher-priced end, my Franklin luxury homes guide.

Are there 55+ communities in Thompson's Station, TN?

No, not as of October 2026. Thompson's Station has no age-restricted community whose rule is stated by a builder, HOA, recorded declaration or town record. The closest confirmed ones are Westhaven's active adult section in Franklin and Southern Springs in Spring Hill, both covered on this page. For everything else about the town, see my Thompson's Station guide.

What 55+ community is in Spring Hill, TN?

Southern Springs by Del Webb is Spring Hill's 55+ community. It's on the Maury County side of Spring Hill, inside city limits, off Kedron Road, and it's resale only, because Del Webb listed it as sold out in January 2025.

Southern Springs by Del Webb

• Where: Spring Hill, Maury County. Inside Spring Hill city limits, per the US Census geocoder on the sales office, The Lodge and Del Webb Boulevard.
• Age rule, as the community states it: the HOA calls Southern Springs a "55-and-better community." The builder described it as "an active adult community for people ages 55 and better."
• Builder: Del Webb, part of PulteGroup.
• Homes: single-family homes in four series. Del Webb's brochure put the plan at about 800 homes on 307 acres.
• Amenities the HOA lists at The Lodge: indoor and outdoor swimming pools, pickleball and clay tennis courts, a fitness center, exercise and yoga spaces, a lending library, outdoor patios, a grilling area and a firepit.
• Status: sold out, per the builder's page archived in January 2025. Homes here are resales.

No age-restricted community is confirmed on the Williamson County side of Spring Hill as of October 2026. I've written up Southern Springs on its own: Southern Springs homes, The Lodge, HOA and taxes. For the rest of the city, see my Spring Hill guide.

Are there 55+ communities in College Grove, TN?

No, not as of October 2026. College Grove has no age-restricted community whose rule is stated by a builder, HOA, recorded declaration or county record. The closest confirmed one is Westhaven's active adult section in Franklin. For the rest of the area, see my College Grove guide.

What are the 55+ communities near Nashville, TN?

As of October 2026, the Nashville area's confirmed 55+ communities are in Hermitage and Antioch inside Metro Nashville, and in Mt. Juliet and Lebanon in Wilson County. Four are selling new homes: Reverie at Parkhaven, Cedars of Cane Ridge, Bradshaw Farms Reserve and Del Webb Barton Village. Del Webb at Lake Providence and Groves Reserve are resale.

Builders around Nashville market most of these as active adult communities. The table shows the age rule each one publishes, in its own words.

Hermitage and Antioch are part of Metro Nashville, so a home in either one is inside the consolidated city and county. Whether Bradshaw Farms Reserve sits inside Mt. Juliet city limits isn't confirmed; check the exact address.

For the areas themselves, see my guides to Nashville, Hermitage, Antioch, Mt. Juliet and Lebanon.

What are the 55+ communities in Murfreesboro and Rutherford County?

As of October 2026, Del Webb Southern Harmony is selling new homes in Murfreesboro, and the Cottages at Innsbrooke is the Murfreesboro community with a recorded 55-and-older rule. In Smyrna, the Courtyards at Stewarts Creek is selling, Stewart's Glen is sold out, Reverie at Music City is coming soon, and the Encore at Rocky Fork is in the Town of Smyrna's planning pipeline.

Whether Southern Harmony is inside Murfreesboro city limits isn't confirmed; check the exact address. One more name you'll see: Epcon's Courtyards at Franklin Road in Murfreesboro isn't labeled 55+ by the builder or the city's plat records, so it isn't on this list.

For the areas themselves, see my Murfreesboro guide and my Smyrna guide.

What are the 55+ communities in Hendersonville and Sumner County?

As of October 2026, Hendersonville has no age-restricted community confirmed by a builder, HOA, recorded or city document. In Gallatin, D.R. Horton is selling new homes in Nexus South.

Nexus South

• Where: Gallatin, Sumner County. City limits not confirmed; check the exact address.
• Age rule, as the builder and developer state it: D.R. Horton says the community is "Specifically tailored for those aged 55 and above." The Nexus master developer's site calls it "the 55+ active adult village at Nexus" and a gated village.
• Builder: D.R. Horton, which the developer names as "the exclusive builder in the 55+ active adult village at Nexus."
• Homes: one-story single-family homes in D.R. Horton's Freedom Series.
• Amenities the builder lists: clubhouse, pool, pickleball, tennis, fitness facilities, pavilions, an event lawn, a community grilling area and walking trails.
• Status: "Now Selling" (builder).

For the areas themselves, see my Hendersonville guide and my Gallatin guide.

How do 55+ age rules work?

A 55+ community is legal because the federal Fair Housing Act exempts "housing for older persons" from its familial status rules, under 42 U.S.C. 3607(b). To use the 55-and-older version of that exemption, a community has to meet three tests:

1. The 80 percent test. At least 80 percent of its occupied homes have at least one resident who is 55 or older (24 CFR 100.305).
2. Published intent. It publishes and follows policies and procedures showing it's intended and operated for people 55 and older. HUD looks at how the community describes itself, its advertising, its written rules and covenants, and whether it applies them consistently (24 CFR 100.306).
3. Age verification. It verifies ages with reliable surveys and affidavits, updated at least once every two years. A driver's license, birth certificate, passport or other official document with a birth date counts (24 CFR 100.307).

The rule for the remaining homes is up to each community. Federal regulations let a community decide the age restriction, if any, for homes that don't have a resident 55 or older (24 CFR 100.305(h)). That's why the declaration matters more than the sign at the entrance. Three examples from this page:

• The Cottages at Innsbrooke (recorded declaration): each occupied home must have at least one occupant 55 or older unless the board approves otherwise in writing.
• Ashton Woods communities (Cedars of Cane Ridge and Stewart's Glen): at least one resident 55 or older, and no one younger than 19 may live in the home.
• Del Webb at Lake Providence (HOA handbook, citing the declaration): no one under 19 may stay overnight more than 90 days in a 12-month period, and every owner or resident signs an age verification survey.

Federal law also has a separate exemption for housing intended for, and solely occupied by, people 62 or older (42 U.S.C. 3607(b)(2)(B)). I'm a Realtor, not an attorney, so for a legal question about a specific community's documents, ask a Tennessee real estate attorney.

What should you ask before you buy in a 55+ community?

Ask for the recorded declaration, bylaws and rules before you write an offer, and get these answers in writing:

1. Who has to be 55. Does at least one resident have to be 55 or older, and is there a minimum age for everyone else in the home?
2. Younger spouses and relatives. Can a spouse, partner or relative under 55 live there, and what happens if the resident who is 55 or older moves out or passes away?
3. Guests. How long a visitor can stay before the stay counts as living there.
4. Renting. Whether you can lease the home at all, the minimum lease term and any cap on the number of rentals.
5. HOA dues and what they cover. Lawn care, exterior maintenance, roofs, irrigation, the clubhouse and any services. Ask for the current budget, the reserves and any transfer or capital fee.
6. Who maintains the yard and exterior. It can differ inside one community. At Westhaven, the developer says lawn maintenance comes with every home in the active adult section, and full exterior maintenance comes with the townhomes and villas.
7. The amenity timeline. On new construction, ask what's built today and what's still planned, with dates. Astor at Westhaven, for example, is slated for fall 2027.

Selling or buying in a 55+ community?

Selling in a 55+ community has one extra step: your buyer has to meet the community's age rule, so the declaration and the HOA's age verification steps belong at the front of the deal. I get those documents to buyers' agents early so a contract doesn't stall at closing.

If you're buying, I'll read the declaration and rules with you before you write an offer, on a resale or a new build. I've been part of more than 500 transactions. If you own in one of these communities and want a number first, start with my home value estimate. Otherwise, DM me, text or call 615-392-1186.

Frequently asked questions about 55+ communities in Middle Tennessee

What are the 55+ communities in Franklin, TN?

As of October 2026, Westhaven's active adult section is the 55+ community in Franklin with its age rule published by the developer. It's inside Franklin city limits in Williamson County, new homes are selling, and Astor Club & Residences, an age-restricted rental building in the same section, is slated to finish by fall 2027.

Is Southern Springs in Spring Hill still selling new homes?

No. Del Webb listed Southern Springs as sold out in January 2025, so homes there are resales. It's on the Maury County side of Spring Hill, inside city limits, and the HOA calls it a "55-and-better community."

Which 55+ communities near Nashville are selling new homes?

As of October 2026, builders list new homes in Reverie at Parkhaven in Hermitage, Cedars of Cane Ridge in Antioch, Bradshaw Farms Reserve in Mt. Juliet and Del Webb Barton Village in Lebanon. Farther out, Del Webb Southern Harmony in Murfreesboro, the Courtyards at Stewarts Creek in Smyrna and Nexus South in Gallatin are also selling.

What does "55 and older" mean in a 55+ community?

Under federal law, at least 80 percent of a 55+ community's occupied homes must have at least one resident who is 55 or older. The community also has to publish and follow its age policies and verify ages at least once every two years.

Can someone under 55 live in a 55+ community?

It depends on that community's own documents. Federal rules require at least one resident 55 or older in at least 80 percent of occupied homes, and each community decides the age rule, if any, for everyone else. Some communities on this page, for example, don't allow anyone younger than 19 to live in the home.

Are there 55+ communities in Thompson's Station or College Grove?

Not as of October 2026. Neither town has an age-restricted community whose rule is stated by a builder, HOA, recorded declaration or local government record. The closest confirmed ones are Westhaven's active adult section in Franklin and Southern Springs in Spring Hill.

Want help with a 55+ home in Middle Tennessee?

Tell me which communities you're weighing, or which one you're selling in, and I'll pull the age rule, the HOA documents and what's for sale or recently sold. DM me, text or call 615-392-1186.